If you are selling products online direct to customers you should have a merchant account. If you are using PayPal, which I know a lot of folks do, you are being ripped on if you are doing even a moderate amount. Here’s a low cost, hassle-free solution for credit card processing . OnlineChecks offers an unusual program, most companies say they have the best merchant services, but we honestly do. No fees, no contracts, and a free credit card machine. If you have ever looked into getting a merchant account and setting up credit card processing you know that it is a very unusual offer. Most of the time you are having a lease pushed on you, and those offering free terminals usually still have high fees. Not only do they give you a free machine, not charge any fees, and no lease contracts, but you can try the service for free. Here is what you get: * Virtual Terminal - Free! (Process transactions from any PC - A $195.00 Value) * Credit Card Processing Terminal - Free! (A $295.00 Value...